Kelby Carter

Kelby Carter is a partner in the Financial Services Group at Gowling WLG's Toronto office, practising in the areas of banking and insolvency law. She acts for both lenders and borrowers in domestic, cross-border and international financing transactions, including bi-lateral and syndicated loans, acquisition financing, subordinate debt financing and refinancing, asset-based lending and real estate financing, as well as for receivers and secured creditors on insolvency matters. She also had the opportunity to gain valuable insight into the operation of financial institutions as in-house counsel while on a 12-month secondment with one of Canada's largest banks. Kelby is a member of the Turnaround Management Association, where she serves as a member of the 2025 TMA NOW Global Planning Committee, and currently serves as the editor of Gowling WLG's financial services newsletter, Fully Secured.